Actuary Jobs in Fremont, CA

Fremont, California$215,000 USD/yearFull-timeTech Hub
Updated: April 2026Expert reviewed|Data sourced from BLS, Glassdoor, and industry reports

About Actuary Jobs in Fremont

Looking for a Actuary job in Fremont? You're in the right place. This guide covers everything you need to know about working as a Actuary in Fremont, CA.

We'll show you what you can expect to earn. We'll also share which companies are hiring. Plus, you'll learn about the cost of living and how to get started in your job search.

Fremont has a strong job market for Actuarys. Many employers are actively looking for talent. Read on to learn how to land your next role.

Actuary Salary in Fremont

Entry Level
$131,580
Median
$215,000
Senior Level
$316,480

Actuary salaries in Fremont are 72% above the national average, reflecting the high cost of living.

Purchasing power in Fremont is comparable to the national average, with salaries appropriately scaled to local costs.

Required Skills

Statistical AnalysisRisk ModelingFinancial MathematicsExcelProgramming

Actuary Job Market in Fremont

Fremont, CA is a growing job market with increasing opportunities for Actuary professionals. Though smaller than coastal metros, Fremont offers focused opportunities and often better work-life balance. While Technology leads the local economy, there's growing demand for Actuary roles across various sectors. The market for Actuary positions remains stable, with opportunities in both established companies and growing organizations.

Top Companies Hiring Actuarys in Fremont

Regional banksCredit unionsNational financial services

Major employers hiring Actuarys in Fremont include Regional banks, Credit unions, National financial services. Many companies offer competitive benefits including comprehensive healthcare, and professional development opportunities.

Cost of Living for Actuarys in Fremont

Living in Fremont as a Actuary means navigating a cost of living that's significantly above the national average (172% of baseline). Average rent for a 1-bedroom apartment is approximately $1,800/month. At median Actuary salary, housing is quite affordable at 10% of gross income, leaving room for savings and lifestyle spending. Suburban apartments average $1,400/month, offering significant savings with slightly longer commutes.

172
Cost Index (100=avg)
$1.8K
Avg Rent/Month
Yes
Tech Hub
Tier 3
Market Size

Commuting as a Actuary in Fremont

Fremont Limited public transit options; car recommended for most commutes. The average commute time is 25 minutes. Research employer-specific shuttle services. Consider living close to your workplace. Since transit options are limited, consider living close to your workplace or negotiating flexible hours to avoid peak traffic.

Best neighborhoods for Actuarys in Fremont: Downtown (Central business district with tech companies); Tech Park/Campus (Suburban office park developments). Downtown is particularly popular among Actuary professionals due to proximity to major employers and urban amenities.

Tax Considerations in California

California has relatively high state income taxes. A Actuary earning $215,000 might pay approximately $17,200 in state income tax. However, California's strong job market and quality of life often offset the higher tax burden.

Career Outlook for Actuarys

The job outlook for Actuarys in Fremont is stable. While not experiencing rapid growth, the field maintains steady demand with consistent opportunities for qualified professionals. While the market is smaller, Fremont offers opportunities for those seeking specialized roles or better work-life balance. In-demand skills include Statistical Analysis, Risk Modeling, Financial Mathematics, Excel.

Relocating to Fremont

Fremont has a very high cost of living. Many Actuarys negotiate relocation packages or sign-on bonuses to offset moving costs. California has higher state income taxes. Factor this into salary negotiations, as gross salary comparisons can be misleading.

Frequently Asked Questions

What is the average Actuary salary in Fremont, CA?

The average Actuary salary in Fremont, CA is $215,000 per year. Entry-level Actuarys typically start around $131,580, while experienced professionals can earn $316,480 or more. The national average for Actuary roles is $125,000.

How many Actuary jobs are available in Fremont?

Fremont has a growing job market with steady opportunities for Actuary professionals. Major employers hiring Actuarys include Regional banks, Credit unions, National financial services. The Technology and Manufacturing sectors drive much of the demand in this market.

Is Fremont a good city for Actuarys?

Fremont is an excellent choice for Actuarys. While not as large as coastal metros, it offers solid opportunities and often better work-life balance. However, be aware of the higher cost of living when evaluating offers. The city's technology industry creates strong demand for finance & accounting professionals.

What skills are most in-demand for Actuarys in Fremont?

Top skills for Actuarys in Fremont include Statistical Analysis, Risk Modeling, Financial Mathematics, Excel, Programming. Employers value both technical expertise and soft skills like communication and teamwork.

What is the cost of living for Actuarys in Fremont?

Fremont's cost of living is significantly above the national average (172% of baseline). Average rent for a 1-bedroom apartment is approximately $1,800/month. Purchasing power in Fremont is comparable to the national average, with salaries appropriately scaled to local costs.

How is the commute for Actuarys in Fremont?

Fremont Limited public transit options; car recommended for most commutes. The average commute is 25 minutes. Research employer-specific shuttle services.

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