Credit Analyst Jobs in Irving, TX

Irving, Texas$71,050 USD/yearFull-timeTech Hub
Updated: April 2026Expert reviewed|Data sourced from BLS, Glassdoor, and industry reports

About Credit Analyst Jobs in Irving

Looking for a Credit Analyst job in Irving? You're in the right place. This guide covers everything you need to know about working as a Credit Analyst in Irving, TX.

We'll show you what you can expect to earn. We'll also share which companies are hiring. Plus, you'll learn about the cost of living and how to get started in your job search.

Irving has a strong job market for Credit Analysts. Many employers are actively looking for talent. Read on to learn how to land your next role.

Credit Analyst Salary in Irving

Entry Level
$45,815
Median
$71,050
Senior Level
$101,430

Credit Analyst salaries in Irving are in line with national averages, offering competitive compensation for the region.

Purchasing power in Irving is comparable to the national average, with salaries appropriately scaled to local costs.

Required Skills

Credit AnalysisFinancial StatementsRisk AssessmentUnderwritingExcel

Credit Analyst Job Market in Irving

Irving, TX is a growing job market with increasing opportunities for Credit Analyst professionals. Though smaller than coastal metros, Irving offers focused opportunities and often better work-life balance. The city's strong Technology and Energy sectors create robust demand for Credit Analyst talent. The market for Credit Analyst positions remains stable, with opportunities in both established companies and growing organizations.

Top Companies Hiring Credit Analysts in Irving

Regional banksCredit unionsNational financial services

Major employers hiring Credit Analysts in Irving include Regional banks, Credit unions, National financial services. The strong financial services presence creates consistent demand for experienced Credit Analyst professionals, with competitive compensation packages. Many companies offer competitive benefits including comprehensive healthcare, and professional development opportunities.

Cost of Living for Credit Analysts in Irving

Living in Irving as a Credit Analyst means navigating a cost of living that's close to the national average. Average rent for a 1-bedroom apartment is approximately $1,800/month. Housing costs are manageable for Credit Analyst salaries in the area. Suburban apartments average $1,400/month, offering significant savings with slightly longer commutes.

98
Cost Index (100=avg)
$1.8K
Avg Rent/Month
Yes
Tech Hub
Tier 3
Market Size

Commuting as a Credit Analyst in Irving

Irving Limited public transit options; car recommended for most commutes. The average commute time is 25 minutes. Research employer-specific shuttle services. Consider living close to your workplace. Since transit options are limited, consider living close to your workplace or negotiating flexible hours to avoid peak traffic.

Best neighborhoods for Credit Analysts in Irving: Downtown (Central business district with tech companies); Tech Park/Campus (Suburban office park developments). Downtown is particularly popular among Credit Analyst professionals due to proximity to major employers and urban amenities.

Tax Considerations in Texas

Texas has no state income tax. Compared to a state with 5% income tax, a Credit Analyst earning $71,050 would save approximately $3,553 annually. This makes Irving attractive for high earners, though property taxes and sales tax help fund state services.

Career Outlook for Credit Analysts

The job outlook for Credit Analysts in Irving is stable. While not experiencing rapid growth, the field maintains steady demand with consistent opportunities for qualified professionals. While the market is smaller, Irving offers opportunities for those seeking specialized roles or better work-life balance. In-demand skills include Credit Analysis, Financial Statements, Risk Assessment, Underwriting.

Relocating to Irving

Texas has no state income tax, which can add thousands to your annual take-home pay compared to high-tax states like California or New York.

Frequently Asked Questions

What is the average Credit Analyst salary in Irving, TX?

The average Credit Analyst salary in Irving, TX is $71,050 per year. Entry-level Credit Analysts typically start around $45,815, while experienced professionals can earn $101,430 or more. The national average for Credit Analyst roles is $72,500.

How many Credit Analyst jobs are available in Irving?

Irving has a growing job market with steady opportunities for Credit Analyst professionals. Major employers hiring Credit Analysts include Regional banks, Credit unions, National financial services. The Technology and Energy sectors drive much of the demand in this market.

Is Irving a good city for Credit Analysts?

Irving is an excellent choice for Credit Analysts. While not as large as coastal metros, it offers solid opportunities and often better work-life balance. The cost of living is reasonable compared to major coastal cities. The city's technology industry creates strong demand for finance & accounting professionals.

What skills are most in-demand for Credit Analysts in Irving?

Top skills for Credit Analysts in Irving include Credit Analysis, Financial Statements, Risk Assessment, Underwriting, Excel. Employers value both technical expertise and soft skills like communication and teamwork.

What is the cost of living for Credit Analysts in Irving?

Irving's cost of living is near the national average (98% of baseline). Average rent for a 1-bedroom apartment is approximately $1,800/month. Purchasing power in Irving is comparable to the national average, with salaries appropriately scaled to local costs.

How is the commute for Credit Analysts in Irving?

Irving Limited public transit options; car recommended for most commutes. The average commute is 25 minutes. Research employer-specific shuttle services.

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