Insurance Underwriter Jobs in Minneapolis, MN

Minneapolis, Minnesota$78,750 USD/yearFull-timeTech Hub
Updated: April 2026Expert reviewed|Data sourced from BLS, Glassdoor, and industry reports

About Insurance Underwriter Jobs in Minneapolis

Looking for a Insurance Underwriter job in Minneapolis? You're in the right place. This guide covers everything you need to know about working as a Insurance Underwriter in Minneapolis, MN.

We'll show you what you can expect to earn. We'll also share which companies are hiring. Plus, you'll learn about the cost of living and how to get started in your job search.

Minneapolis has a strong job market for Insurance Underwriters. Many employers are actively looking for talent. Read on to learn how to land your next role.

Insurance Underwriter Salary in Minneapolis

Entry Level
$49,088
Median
$78,750
Senior Level
$114,712

Insurance Underwriter salaries in Minneapolis are in line with national averages, offering competitive compensation for the region.

Purchasing power in Minneapolis is comparable to the national average, with salaries appropriately scaled to local costs.

Required Skills

Risk AssessmentPolicy AnalysisUnderwriting GuidelinesData AnalysisCommunication

Insurance Underwriter Job Market in Minneapolis

Minneapolis, MN is a major regional employment hub for Insurance Underwriter professionals. Though smaller than coastal metros, Minneapolis offers focused opportunities and often better work-life balance. The city's strong Healthcare and Finance sectors create robust demand for Insurance Underwriter talent. The market for Insurance Underwriter positions remains stable, with opportunities in both established companies and growing organizations.

Top Companies Hiring Insurance Underwriters in Minneapolis

US BancorpAmeriprisePiper SandlerRBC Wealth Management

Major employers hiring Insurance Underwriters in Minneapolis include US Bancorp, Ameriprise, Piper Sandler, RBC Wealth Management. The strong financial services presence creates consistent demand for experienced Insurance Underwriter professionals, with competitive compensation packages. Many companies offer competitive benefits including comprehensive healthcare, and professional development opportunities.

Cost of Living for Insurance Underwriters in Minneapolis

Living in Minneapolis as a Insurance Underwriter means navigating a cost of living that's slightly above the national average. Average rent for a 1-bedroom apartment is approximately $1,600/month. At median Insurance Underwriter salary, housing is quite affordable at 24% of gross income, leaving room for savings and lifestyle spending. Suburban apartments average $1,200/month, offering significant savings with slightly longer commutes.

105
Cost Index (100=avg)
$1.6K
Avg Rent/Month
Yes
Tech Hub
Tier 2
Market Size

Commuting as a Insurance Underwriter in Minneapolis

Minneapolis Metro light rail, bus system, and excellent bike infrastructure. The average commute time is 24 minutes. Blue Line connects downtown to MSP Airport and Mall of America. Excellent skyway system for winter commuting downtown.

Best neighborhoods for Insurance Underwriters in Minneapolis: Downtown (Central business district with tech companies); Tech Park/Campus (Suburban office park developments). Downtown is particularly popular among Insurance Underwriter professionals due to proximity to major employers and urban amenities.

Tax Considerations in Minnesota

Minnesota has relatively high state income taxes. A Insurance Underwriter earning $78,750 might pay approximately $6,300 in state income tax. However, Minnesota's strong job market and quality of life often offset the higher tax burden.

Career Outlook for Insurance Underwriters

The job outlook for Insurance Underwriters in Minneapolis is stable. While not experiencing rapid growth, the field maintains steady demand with consistent opportunities for qualified professionals. Minneapolis's growing economy creates new positions regularly, often with less competition than coastal tech hubs. In-demand skills include Risk Assessment, Policy Analysis, Underwriting Guidelines, Data Analysis.

Relocating to Minneapolis

Minnesota has higher state income taxes. Factor this into salary negotiations, as gross salary comparisons can be misleading. Winters can be harsh. Budget for winter clothing, and many employers understand weather-related delays during snow events.

Frequently Asked Questions

What is the average Insurance Underwriter salary in Minneapolis, MN?

The average Insurance Underwriter salary in Minneapolis, MN is $78,750 per year. Entry-level Insurance Underwriters typically start around $49,088, while experienced professionals can earn $114,712 or more. The national average for Insurance Underwriter roles is $75,000.

How many Insurance Underwriter jobs are available in Minneapolis?

Minneapolis has a strong job market with regular openings for Insurance Underwriter professionals. Major employers hiring Insurance Underwriters include US Bancorp, Ameriprise, Piper Sandler, RBC Wealth Management. The Healthcare and Finance sectors drive much of the demand in this market.

Is Minneapolis a good city for Insurance Underwriters?

Minneapolis is an excellent choice for Insurance Underwriters. As a major metro area, it offers abundant opportunities and competitive salaries. The cost of living is reasonable compared to major coastal cities. The city's healthcare industry creates strong demand for finance & accounting professionals.

What skills are most in-demand for Insurance Underwriters in Minneapolis?

Top skills for Insurance Underwriters in Minneapolis include Risk Assessment, Policy Analysis, Underwriting Guidelines, Data Analysis, Communication. Employers value both technical expertise and soft skills like communication and teamwork.

What is the cost of living for Insurance Underwriters in Minneapolis?

Minneapolis's cost of living is near the national average (105% of baseline). Average rent for a 1-bedroom apartment is approximately $1,600/month. Purchasing power in Minneapolis is comparable to the national average, with salaries appropriately scaled to local costs.

How is the commute for Insurance Underwriters in Minneapolis?

Minneapolis Metro light rail, bus system, and excellent bike infrastructure. The average commute is 24 minutes. Blue Line connects downtown to MSP Airport and Mall of America.

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