Insurance Underwriter Jobs in Portland, OR

Portland, Oregon$97,500 USD/yearFull-timeTech Hub
Updated: April 2026Expert reviewed|Data sourced from BLS, Glassdoor, and industry reports

About Insurance Underwriter Jobs in Portland

Looking for a Insurance Underwriter job in Portland? You're in the right place. This guide covers everything you need to know about working as a Insurance Underwriter in Portland, OR.

We'll show you what you can expect to earn. We'll also share which companies are hiring. Plus, you'll learn about the cost of living and how to get started in your job search.

Portland has a strong job market for Insurance Underwriters. Many employers are actively looking for talent. Read on to learn how to land your next role.

Insurance Underwriter Salary in Portland

Entry Level
$60,775
Median
$97,500
Senior Level
$142,025

Insurance Underwriter salaries in Portland are 30% above the national average, reflecting the competitive local market.

Purchasing power in Portland is comparable to the national average, with salaries appropriately scaled to local costs.

Required Skills

Risk AssessmentPolicy AnalysisUnderwriting GuidelinesData AnalysisCommunication

Insurance Underwriter Job Market in Portland

Portland, OR is a major regional employment hub for Insurance Underwriter professionals. As a mid-sized metro with 653K residents, Portland balances career opportunities with quality of life. While Technology leads the local economy, there's growing demand for Insurance Underwriter roles across various sectors. The market for Insurance Underwriter positions remains stable, with opportunities in both established companies and growing organizations.

Top Companies Hiring Insurance Underwriters in Portland

State of OregonCity of PortlandTriMetPGE

Major employers hiring Insurance Underwriters in Portland include State of Oregon, City of Portland, TriMet, PGE. Many companies offer competitive benefits including comprehensive healthcare, and professional development opportunities.

Cost of Living for Insurance Underwriters in Portland

Living in Portland as a Insurance Underwriter means navigating a cost of living that's above the national average at 130% of baseline. Average rent for a 1-bedroom apartment is approximately $1,800/month. At median Insurance Underwriter salary, housing is quite affordable at 22% of gross income, leaving room for savings and lifestyle spending. Suburban apartments average $1,400/month, offering significant savings with slightly longer commutes.

130
Cost Index (100=avg)
$1.8K
Avg Rent/Month
Yes
Tech Hub
Tier 2
Market Size

Commuting as a Insurance Underwriter in Portland

Portland MAX Light Rail, streetcar, and extensive bus/bike infrastructure. The average commute time is 26 minutes. Portland is very bike-friendly - many commute by bike year-round. MAX reaches Nike, Intel, and downtown tech corridor.

Best neighborhoods for Insurance Underwriters in Portland: Downtown (Central business district with tech companies); Tech Park/Campus (Suburban office park developments). Downtown is particularly popular among Insurance Underwriter professionals due to proximity to major employers and urban amenities.

Tax Considerations in Oregon

Oregon has relatively high state income taxes. A Insurance Underwriter earning $97,500 might pay approximately $7,800 in state income tax. However, Oregon's strong job market and quality of life often offset the higher tax burden.

Career Outlook for Insurance Underwriters

The job outlook for Insurance Underwriters in Portland is stable. While not experiencing rapid growth, the field maintains steady demand with consistent opportunities for qualified professionals. Portland's growing economy creates new positions regularly, often with less competition than coastal tech hubs. In-demand skills include Risk Assessment, Policy Analysis, Underwriting Guidelines, Data Analysis.

Relocating to Portland

Oregon has higher state income taxes. Factor this into salary negotiations, as gross salary comparisons can be misleading. The Pacific Northwest has mild temperatures but significant rainfall. Invest in quality rain gear and embrace the indoor coffee culture.

Frequently Asked Questions

What is the average Insurance Underwriter salary in Portland, OR?

The average Insurance Underwriter salary in Portland, OR is $97,500 per year. Entry-level Insurance Underwriters typically start around $60,775, while experienced professionals can earn $142,025 or more. The national average for Insurance Underwriter roles is $75,000.

How many Insurance Underwriter jobs are available in Portland?

Portland has a strong job market with regular openings for Insurance Underwriter professionals. Major employers hiring Insurance Underwriters include State of Oregon, City of Portland, TriMet, PGE. The Technology and Manufacturing sectors drive much of the demand in this market.

Is Portland a good city for Insurance Underwriters?

Portland is an excellent choice for Insurance Underwriters. As a major metro area, it offers abundant opportunities and competitive salaries. The cost of living is reasonable compared to major coastal cities. The city's technology industry creates strong demand for finance & accounting professionals.

What skills are most in-demand for Insurance Underwriters in Portland?

Top skills for Insurance Underwriters in Portland include Risk Assessment, Policy Analysis, Underwriting Guidelines, Data Analysis, Communication. Employers value both technical expertise and soft skills like communication and teamwork.

What is the cost of living for Insurance Underwriters in Portland?

Portland's cost of living is above the national average (130% of baseline). Average rent for a 1-bedroom apartment is approximately $1,800/month. Purchasing power in Portland is comparable to the national average, with salaries appropriately scaled to local costs.

How is the commute for Insurance Underwriters in Portland?

Portland MAX Light Rail, streetcar, and extensive bus/bike infrastructure. The average commute is 26 minutes. Portland is very bike-friendly - many commute by bike year-round.

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